/* ═══════════════════════════════════════════════════════════════
   페이대장 회원가입 — Warm Neutral 테마 (가독성 최적화)
   ═══════════════════════════════════════════════════════════════ */

@import url('https://fonts.googleapis.com/css2?family=Pretendard:wght@400;500;600;700;800&display=swap');
@import url('https://fonts.googleapis.com/css2?family=Noto+Sans+KR:wght@400;500;600;700&display=swap');
@import url('https://cdn.jsdelivr.net/npm/@fortawesome/fontawesome-free@6.4.0/css/all.min.css');

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  /* ── 브랜드 컬러 (헤더·포인트만 사용) */
  --navy:         #1e3a5f;
  --navy-mid:     #254e7e;
  --navy-light:   #2d6199;

  /* ── 메인 액션 컬러 — 코발트 블루 (밝고 선명) */
  --primary:      #1c64f2;
  --primary-dark: #1a56db;
  --primary-bg:   #eff6ff;
  --primary-ring: rgba(28,100,242,.15);

  /* ── 상태 컬러 */
  --success:      #047857;
  --success-bg:   #ecfdf5;
  --success-bd:   #a7f3d0;
  --danger:       #dc2626;
  --danger-bg:    #fef2f2;
  --danger-bd:    #fca5a5;
  --warning:      #b45309;
  --warning-bg:   #fffbeb;

  /* ── Warm Neutral 그레이 스케일 (파란빛 제거, 따뜻한 중성) */
  --gray-50:      #f9fafb;
  --gray-100:     #f3f4f6;
  --gray-150:     #ebebeb;
  --gray-200:     #e5e7eb;
  --gray-300:     #d1d5db;
  --gray-400:     #9ca3af;
  --gray-500:     #6b7280;
  --gray-600:     #4b5563;
  --gray-700:     #374151;
  --gray-800:     #1f2937;
  --gray-900:     #111827;

  /* ── 타이포그래피 */
  --font:         'Pretendard', 'Noto Sans KR', 'Apple SD Gothic Neo', -apple-system, sans-serif;
  --fs-xs:        11px;
  --fs-sm:        13px;
  --fs-base:      15px;
  --fs-md:        16px;
  --fs-lg:        18px;
  --fs-xl:        22px;
  --fs-2xl:       26px;

  /* ── 행간 */
  --lh-tight:     1.4;
  --lh-base:      1.6;
  --lh-loose:     1.8;

  /* ── 자간 */
  --ls-tight:     -0.3px;
  --ls-normal:    0px;
  --ls-wide:      0.3px;

  /* ── 모서리 */
  --radius-sm:    5px;
  --radius:       8px;
  --radius-lg:    12px;
  --radius-xl:    16px;

  /* ── 그림자 (따뜻한 중성 기반) */
  --shadow-xs:    0 1px 2px rgba(0,0,0,.05);
  --shadow-sm:    0 1px 4px rgba(0,0,0,.07), 0 2px 8px rgba(0,0,0,.05);
  --shadow:       0 2px 8px rgba(0,0,0,.08), 0 4px 20px rgba(0,0,0,.06);
  --shadow-lg:    0 4px 16px rgba(0,0,0,.1),  0 8px 32px rgba(0,0,0,.07);
}

/* ────────────────────────────────────────
   기본 설정
──────────────────────────────────────── */
html { scroll-behavior: smooth; }

body {
  font-family: var(--font);
  background: #f5f6f8;
  color: var(--gray-900);
  font-size: var(--fs-base);
  line-height: var(--lh-base);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  word-break: keep-all;
}

/* ════════════════════════════════════════════
   헤더
════════════════════════════════════════════ */
.site-header {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 200;
  height: 62px;
  display: flex;
  align-items: center;
  background: var(--navy);
  box-shadow: 0 2px 10px rgba(0,0,0,.2);
}

.header-inner {
  width: 100%;
  max-width: 800px;
  margin: 0 auto;
  padding: 0 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.header-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
}

.logo-emblem {
  width: 36px;
  height: 36px;
  background: #fff;
  border-radius: 9px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 17px;
  font-weight: 800;
  color: var(--navy);
  letter-spacing: -1px;
  box-shadow: 0 1px 4px rgba(0,0,0,.15);
}

.logo-name { display: flex; flex-direction: column; line-height: 1.15; }
.logo-name-main {
  font-size: 17px;
  font-weight: 700;
  color: #fff;
  letter-spacing: var(--ls-tight);
}
.logo-name-sub {
  font-size: 10px;
  color: rgba(255,255,255,.5);
  font-weight: 400;
  letter-spacing: 0.6px;
}

.header-right { display: flex; align-items: center; gap: 8px; }

.header-security-badge {
  display: flex;
  align-items: center;
  gap: 5px;
  padding: 4px 11px;
  border: 1px solid rgba(255,255,255,.2);
  border-radius: 20px;
  font-size: var(--fs-xs);
  color: rgba(255,255,255,.7);
  font-weight: 500;
  letter-spacing: var(--ls-wide);
}
.header-security-badge::before { content: '🔒'; font-size: 11px; }

/* 회원가입 아이콘 버튼 */
.header-join-icon-btn {
  display: flex;
  align-items: center;
  gap: 6px;
  padding: 7px 16px;
  background: linear-gradient(135deg, #00c9b1 0%, #0d9488 100%);
  border-radius: 22px;
  font-size: 12px;
  font-weight: 700;
  color: #fff;
  text-decoration: none;
  box-shadow: 0 3px 12px rgba(0,201,177,.3);
  transition: all .2s;
  white-space: nowrap;
  border: none;
  cursor: pointer;
  font-family: inherit;
}
.header-join-icon-btn:hover {
  transform: translateY(-1px);
  box-shadow: 0 5px 18px rgba(0,201,177,.42);
}
.header-join-icon-btn i { font-size: 12px; }

/* ════════════════════════════════════════════
   페이지 래퍼
════════════════════════════════════════════ */
.page-wrapper {
  min-height: 100vh;
  padding: 86px 0 64px;
  background: #f5f6f8;
}

.page-inner {
  width: 100%;
  max-width: 800px;
  margin: 0 auto;
  padding: 0 16px;
}

/* ════════════════════════════════════════════
   페이지 타이틀
════════════════════════════════════════════ */
.page-title-area {
  text-align: center;
  padding: 28px 0 22px;
}

.page-title-area .page-tag {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  background: var(--primary-bg);
  color: var(--primary);
  border: 1px solid #bfdbfe;
  font-size: var(--fs-xs);
  font-weight: 700;
  padding: 4px 13px;
  border-radius: 20px;
  margin-bottom: 12px;
  letter-spacing: var(--ls-wide);
}

.page-title-area h1 {
  font-size: var(--fs-2xl);
  font-weight: 800;
  color: var(--gray-900);
  letter-spacing: var(--ls-tight);
  margin-bottom: 8px;
  line-height: var(--lh-tight);
}

.page-title-area p {
  font-size: var(--fs-sm);
  color: var(--gray-500);
  font-weight: 400;
  line-height: var(--lh-loose);
}

/* ════════════════════════════════════════════
   보안 안내 배너
════════════════════════════════════════════ */
.security-banner {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  background: var(--primary-bg);
  border: 1px solid #bfdbfe;
  border-left: 4px solid var(--primary);
  border-radius: var(--radius);
  padding: 14px 18px;
  margin-bottom: 20px;
}

.security-banner-icon { font-size: 20px; flex-shrink: 0; margin-top: 1px; }

.security-banner-text strong {
  display: block;
  font-size: var(--fs-sm);
  font-weight: 700;
  color: var(--gray-800);
  margin-bottom: 2px;
  letter-spacing: var(--ls-tight);
}
.security-banner-text span {
  font-size: 12px;
  color: var(--gray-600);
  line-height: var(--lh-loose);
}

/* ════════════════════════════════════════════
   폼 카드 & 섹션
════════════════════════════════════════════ */
.form-card {
  background: #fff;
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--gray-200);
  overflow: hidden;
  margin-bottom: 14px;
}

.section-header {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 16px 26px 14px;
  border-bottom: 1px solid var(--gray-100);
  background: var(--gray-50);
}

.section-num {
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: var(--primary);
  color: #fff;
  font-size: 12px;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  font-family: var(--font);
}

.section-title {
  font-size: var(--fs-base);
  font-weight: 700;
  color: var(--gray-800);
  flex: 1;
  letter-spacing: var(--ls-tight);
}

.section-required-note {
  font-size: var(--fs-xs);
  color: var(--gray-400);
  font-weight: 400;
}
.section-required-note em {
  color: var(--danger);
  font-style: normal;
  font-weight: 700;
  margin-right: 2px;
}

.section-body { padding: 22px 26px; }

/* ════════════════════════════════════════════
   기업형태 선택
════════════════════════════════════════════ */
.biz-type-wrap {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}

.biz-type-wrap input[type="radio"] { display: none; }

.biz-type-label {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 8px;
  padding: 18px 12px 16px;
  border: 2px solid var(--gray-200);
  border-radius: var(--radius-lg);
  cursor: pointer;
  transition: border-color .18s, background .18s, box-shadow .18s;
  background: var(--gray-50);
}

.biz-type-label:hover {
  border-color: var(--primary);
  background: var(--primary-bg);
}

.biz-type-wrap input[type="radio"]:checked + .biz-type-label {
  border-color: var(--primary);
  background: var(--primary-bg);
  box-shadow: 0 0 0 3px var(--primary-ring);
}

.biz-type-icon {
  width: 46px;
  height: 46px;
  border-radius: 12px;
  background: var(--gray-100);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  transition: background .18s;
}
.biz-type-wrap input[type="radio"]:checked + .biz-type-label .biz-type-icon {
  background: var(--primary);
}

.biz-type-name {
  font-size: var(--fs-base);
  font-weight: 700;
  color: var(--gray-600);
  transition: color .18s;
  letter-spacing: var(--ls-tight);
}
.biz-type-wrap input[type="radio"]:checked + .biz-type-label .biz-type-name {
  color: var(--primary);
}

.biz-type-desc {
  font-size: 12px;
  color: var(--gray-400);
  text-align: center;
  line-height: 1.5;
}

/* ════════════════════════════════════════════
   폼 필드 공통
════════════════════════════════════════════ */
.field-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

.field-group { margin-bottom: 18px; }
.field-group:last-child { margin-bottom: 0; }

.field-label {
  display: flex;
  align-items: center;
  gap: 5px;
  margin-bottom: 6px;
  font-size: var(--fs-sm);
  font-weight: 600;
  color: var(--gray-700);
  letter-spacing: var(--ls-tight);
  line-height: var(--lh-tight);
}

.req-mark {
  display: inline-block;
  width: 5px;
  height: 5px;
  background: var(--danger);
  border-radius: 50%;
  flex-shrink: 0;
  margin-bottom: 1px;
}

.field-hint {
  font-size: 11px;
  color: var(--gray-400);
  font-weight: 400;
  margin-left: 1px;
}

/* ── 인풋 공통 */
input[type="text"],
input[type="password"],
input[type="email"],
input[type="tel"],
input[type="number"],
select,
textarea {
  width: 100%;
  height: 46px;
  padding: 0 13px;
  border: 1.5px solid var(--gray-300);
  border-radius: var(--radius);
  font-size: var(--fs-sm);
  font-family: var(--font);
  color: var(--gray-900);
  background: #fff;
  transition: border-color .15s, box-shadow .15s;
  -webkit-appearance: none;
  appearance: none;
  line-height: var(--lh-base);
}

input:focus,
select:focus,
textarea:focus {
  outline: none;
  border-color: var(--primary);
  box-shadow: 0 0 0 3px var(--primary-ring);
}

input:hover:not(:focus):not([readonly]):not(:disabled),
select:hover:not(:focus),
textarea:hover:not(:focus) {
  border-color: var(--gray-400);
}

input[readonly],
input[readonly]:hover {
  background: var(--gray-50);
  color: var(--gray-500);
  border-color: var(--gray-200);
  cursor: default;
}

input::placeholder,
textarea::placeholder {
  color: var(--gray-400);
  font-size: var(--fs-sm);
  font-weight: 400;
}

select {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%239ca3af' stroke-width='1.6' fill='none' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 13px center;
  padding-right: 36px;
  cursor: pointer;
  color: var(--gray-900);
}
select option:first-child { color: var(--gray-400); }

textarea {
  height: auto;
  padding: 12px 13px;
  resize: vertical;
  line-height: var(--lh-loose);
}

/* ── 인풋 + 액션 버튼 조합 */
.input-with-btn {
  display: flex;
  gap: 8px;
  align-items: flex-start;
}

.input-with-btn input,
.input-with-btn .select-wrap { flex: 1; min-width: 0; }

.input-with-btn .action-btn {
  flex-shrink: 0;
  height: 46px;
  padding: 0 16px;
  background: var(--gray-800);
  color: #fff;
  border: none;
  border-radius: var(--radius);
  font-size: var(--fs-sm);
  font-weight: 600;
  font-family: var(--font);
  letter-spacing: var(--ls-tight);
  cursor: pointer;
  white-space: nowrap;
  transition: background .15s;
  display: inline-flex;
  align-items: center;
  gap: 4px;
}
.input-with-btn .action-btn:hover { background: var(--gray-700); }

/* ── 주소 그룹 */
.addr-group { display: flex; flex-direction: column; gap: 8px; }

/* ── 필드 메시지 */
.field-msg {
  display: none;
  margin-top: 5px;
  font-size: 12px;
  font-weight: 500;
  line-height: var(--lh-tight);
}
.field-msg.error   { color: var(--danger);  display: flex; align-items: center; gap: 4px; }
.field-msg.success { color: var(--success); display: flex; align-items: center; gap: 4px; }
.field-msg.info    { color: var(--primary); display: flex; align-items: center; gap: 4px; }

/* ════════════════════════════════════════════
   은행 선택 버튼
════════════════════════════════════════════ */
.bank-select-btn {
  width: 100%;
  height: 46px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 0 13px;
  border: 1.5px solid var(--gray-300);
  border-radius: var(--radius);
  background: #fff;
  font-size: var(--fs-sm);
  font-family: var(--font);
  color: var(--gray-400);
  cursor: pointer;
  transition: border-color .15s, box-shadow .15s;
}
.bank-select-btn.selected { color: var(--gray-900); }
.bank-select-btn:hover    { border-color: var(--gray-400); }
.bank-select-btn:focus {
  outline: none;
  border-color: var(--primary);
  box-shadow: 0 0 0 3px var(--primary-ring);
}
.bank-select-btn svg { color: var(--gray-400); flex-shrink: 0; }

/* ════════════════════════════════════════════
   파일 업로드
════════════════════════════════════════════ */
.file-upload-guide {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 10px 14px;
  background: var(--gray-50);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  margin-bottom: 14px;
}
.file-upload-guide .guide-icon { font-size: 15px; flex-shrink: 0; }
.file-upload-guide span {
  font-size: 12px;
  color: var(--gray-600);
  font-weight: 400;
  line-height: var(--lh-base);
}
.file-upload-guide span strong {
  color: var(--gray-800);
  font-weight: 600;
}

.file-upload-list { display: flex; flex-direction: column; gap: 9px; }

.file-upload-item {
  display: grid;
  grid-template-columns: 150px 1fr;
  align-items: center;
  gap: 12px;
  padding: 13px 16px;
  background: var(--gray-50);
  border: 1.5px solid var(--gray-200);
  border-radius: var(--radius);
  transition: border-color .15s, background .15s;
}
.file-upload-item.has-file {
  border-color: #93c5fd;
  background: var(--primary-bg);
}

.file-item-label { display: flex; align-items: center; gap: 8px; }

.file-item-icon {
  width: 32px;
  height: 32px;
  border-radius: 8px;
  background: #fff;
  border: 1px solid var(--gray-200);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 15px;
  flex-shrink: 0;
}

.file-item-name {
  font-size: var(--fs-sm);
  font-weight: 600;
  color: var(--gray-700);
  letter-spacing: var(--ls-tight);
}
.file-item-req {
  font-size: 11px;
  color: var(--danger);
  font-weight: 600;
  margin-top: 1px;
}

.file-item-right {
  display: flex;
  align-items: center;
  gap: 10px;
  flex: 1;
  min-width: 0;
}

.file-chosen-name {
  font-size: 12px;
  color: var(--gray-400);
  flex: 1;
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
  min-width: 0;
}
.file-chosen-name.ready {
  color: var(--primary);
  font-weight: 500;
}

.file-choose-btn {
  flex-shrink: 0;
  height: 34px;
  padding: 0 14px;
  border: 1.5px solid var(--gray-300);
  border-radius: var(--radius-sm);
  background: #fff;
  color: var(--gray-700);
  font-size: 12px;
  font-weight: 600;
  font-family: var(--font);
  cursor: pointer;
  transition: all .15s;
  white-space: nowrap;
  letter-spacing: var(--ls-tight);
}
.file-choose-btn:hover {
  border-color: var(--primary);
  color: var(--primary);
  background: var(--primary-bg);
}

.file-status-icon { font-size: 17px; flex-shrink: 0; display: none; }
.file-upload-item.has-file .file-status-icon { display: block; }

/* ════════════════════════════════════════════
   약관 동의
════════════════════════════════════════════ */
.terms-wrap {
  border: 1.5px solid var(--gray-200);
  border-radius: var(--radius);
  overflow: hidden;
}

.terms-all {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 14px 18px;
  background: var(--gray-800);
  cursor: pointer;
  transition: background .15s;
}
.terms-all:hover { background: var(--gray-700); }

.terms-all-text {
  font-size: var(--fs-sm);
  font-weight: 600;
  color: #fff;
  line-height: var(--lh-base);
  flex: 1;
  letter-spacing: var(--ls-tight);
}

.terms-list { border-top: 1px solid var(--gray-200); }

.terms-item {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 12px 18px;
  border-bottom: 1px solid var(--gray-100);
  background: #fff;
  transition: background .12s;
}
.terms-item:last-child { border-bottom: none; }
.terms-item:hover { background: var(--gray-50); }

.terms-item-text {
  flex: 1;
  font-size: var(--fs-sm);
  color: var(--gray-700);
  font-weight: 400;
  line-height: var(--lh-base);
}
.terms-item-text .req-label {
  color: var(--danger);
  font-weight: 600;
  margin-left: 3px;
}

.terms-view-btn {
  flex-shrink: 0;
  padding: 4px 10px;
  border: 1px solid var(--gray-300);
  border-radius: var(--radius-sm);
  background: #fff;
  font-size: 11px;
  font-weight: 600;
  font-family: var(--font);
  color: var(--gray-500);
  cursor: pointer;
  transition: all .15s;
  letter-spacing: var(--ls-tight);
}
.terms-view-btn:hover {
  border-color: var(--primary);
  color: var(--primary);
  background: var(--primary-bg);
}

/* ── 커스텀 체크박스 */
.custom-check {
  position: relative;
  width: 20px;
  height: 20px;
  flex-shrink: 0;
  cursor: pointer;
}
.custom-check input[type="checkbox"] {
  position: absolute;
  opacity: 0;
  width: 0;
  height: 0;
}
.check-box {
  width: 20px;
  height: 20px;
  border: 2px solid var(--gray-300);
  border-radius: 5px;
  background: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: all .14s;
}
.custom-check input:checked + .check-box {
  background: var(--primary);
  border-color: var(--primary);
}
.check-icon { display: none; }
.custom-check input:checked + .check-box .check-icon { display: block; }

/* terms-all 내부 체크박스 */
.terms-all .custom-check .check-box {
  border-color: rgba(255,255,255,.45);
  background: rgba(255,255,255,.1);
}
.terms-all .custom-check input:checked + .check-box {
  background: #fff;
  border-color: #fff;
}
.terms-all .custom-check input:checked + .check-box .check-icon {
  color: var(--gray-800);
}

/* ════════════════════════════════════════════
   제출 버튼
════════════════════════════════════════════ */
.submit-area { padding: 26px 0 0; }

.submit-btn {
  width: 100%;
  height: 54px;
  background: var(--primary);
  color: #fff;
  border: none;
  border-radius: var(--radius-lg);
  font-size: var(--fs-md);
  font-weight: 700;
  font-family: var(--font);
  letter-spacing: var(--ls-tight);
  cursor: pointer;
  transition: background .15s, box-shadow .15s, transform .15s;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  box-shadow: 0 3px 12px rgba(28,100,242,.28);
}
.submit-btn:hover {
  background: var(--primary-dark);
  box-shadow: 0 5px 18px rgba(28,100,242,.38);
  transform: translateY(-1px);
}
.submit-btn:active {
  transform: translateY(0);
  box-shadow: 0 2px 6px rgba(28,100,242,.2);
}
.submit-btn:disabled {
  background: var(--gray-300);
  box-shadow: none;
  transform: none;
  cursor: not-allowed;
}
.submit-btn-arrow { font-size: 17px; }

.submit-notice {
  margin-top: 11px;
  text-align: center;
  font-size: 12px;
  color: var(--gray-400);
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 4px;
}
.submit-notice::before { content: '🔒'; }

.login-link-wrap {
  text-align: center;
  margin-top: 16px;
  font-size: var(--fs-sm);
  color: var(--gray-500);
}
.login-link-wrap a {
  color: var(--primary);
  font-weight: 600;
  text-decoration: none;
  margin-left: 4px;
  letter-spacing: var(--ls-tight);
}
.login-link-wrap a:hover { text-decoration: underline; }

/* ════════════════════════════════════════════
   하단 푸터
════════════════════════════════════════════ */
.page-footer { margin-top: 28px; padding-bottom: 8px; }

.footer-security {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 24px;
  padding: 13px 20px;
  background: #fff;
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
}
.footer-security-item {
  display: flex;
  align-items: center;
  gap: 5px;
  font-size: var(--fs-xs);
  color: var(--gray-500);
  font-weight: 500;
}
.footer-security-item .sec-icon { font-size: 13px; }

.footer-copy {
  text-align: center;
  margin-top: 11px;
  font-size: var(--fs-xs);
  color: var(--gray-400);
}

/* ════════════════════════════════════════════
   모달 공통
════════════════════════════════════════════ */
.modal-overlay {
  display: none;
  position: fixed;
  inset: 0;
  z-index: 1000;
  background: rgba(0,0,0,.45);
  backdrop-filter: blur(3px);
  align-items: center;
  justify-content: center;
  padding: 20px;
}
.modal-overlay.open { display: flex; }

.modal-box {
  background: #fff;
  border-radius: var(--radius-xl);
  box-shadow: 0 20px 60px rgba(0,0,0,.18);
  width: 100%;
  max-width: 460px;
  overflow: hidden;
  animation: modalIn .2s ease;
}
.modal-box.modal-lg { max-width: 580px; }
.modal-box.modal-sm { max-width: 380px; }

@keyframes modalIn {
  from { opacity: 0; transform: translateY(14px) scale(.97); }
  to   { opacity: 1; transform: translateY(0) scale(1); }
}

.modal-head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 17px 20px 15px;
  border-bottom: 1px solid var(--gray-100);
  background: var(--gray-800);
}
.modal-head-title {
  font-size: var(--fs-base);
  font-weight: 700;
  color: #fff;
  letter-spacing: var(--ls-tight);
}
.modal-close-btn {
  width: 28px;
  height: 28px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: rgba(255,255,255,.12);
  border: none;
  border-radius: 6px;
  font-size: 14px;
  color: #fff;
  cursor: pointer;
  transition: background .14s;
}
.modal-close-btn:hover { background: rgba(255,255,255,.22); }

.modal-content {
  padding: 20px;
  max-height: 68vh;
  overflow-y: auto;
}

/* ── 은행 선택 그리드 */
.bank-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 8px;
}
.bank-grid-item {
  padding: 12px 6px;
  border: 1.5px solid var(--gray-200);
  border-radius: var(--radius);
  background: var(--gray-50);
  font-size: 12px;
  font-weight: 600;
  color: var(--gray-700);
  text-align: center;
  cursor: pointer;
  transition: all .14s;
  font-family: var(--font);
  letter-spacing: var(--ls-tight);
}
.bank-grid-item:hover {
  border-color: var(--primary);
  background: var(--primary-bg);
  color: var(--primary);
}

/* ── 약관 본문 */
.terms-body {
  font-size: var(--fs-sm);
  color: var(--gray-600);
  line-height: var(--lh-loose);
  white-space: pre-wrap;
  word-break: keep-all;
}

/* ── 완료 팝업 */
.complete-modal-body {
  padding: 36px 28px;
  text-align: center;
}
.complete-icon-wrap {
  width: 70px;
  height: 70px;
  border-radius: 50%;
  background: var(--success-bg);
  border: 2px solid var(--success-bd);
  margin: 0 auto 18px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 30px;
}
.complete-modal-body h3 {
  font-size: var(--fs-lg);
  font-weight: 800;
  color: var(--gray-900);
  margin-bottom: 10px;
  letter-spacing: var(--ls-tight);
}
.complete-modal-body p {
  font-size: var(--fs-sm);
  color: var(--gray-500);
  line-height: var(--lh-loose);
  margin-bottom: 24px;
  word-break: keep-all;
}
.complete-confirm-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
  width: 100%;
  height: 50px;
  background: var(--primary);
  color: #fff;
  border: none;
  border-radius: var(--radius);
  font-size: var(--fs-base);
  font-weight: 700;
  font-family: var(--font);
  letter-spacing: var(--ls-tight);
  cursor: pointer;
  transition: background .15s;
}
.complete-confirm-btn:hover { background: var(--primary-dark); }

/* ════════════════════════════════════════════
   진행현황 페이지
════════════════════════════════════════════ */
.status-card { padding: 30px 26px; }

.member-summary { text-align: center; margin-bottom: 32px; }

.member-avatar {
  width: 58px;
  height: 58px;
  border-radius: 50%;
  background: var(--gray-800);
  margin: 0 auto 13px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 24px;
  color: #fff;
  box-shadow: var(--shadow-sm);
}
.member-id-badge {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  background: var(--primary-bg);
  border: 1px solid #bfdbfe;
  border-radius: 20px;
  padding: 4px 14px;
  font-size: var(--fs-sm);
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 7px;
  letter-spacing: var(--ls-tight);
}
.member-name-text {
  font-size: var(--fs-lg);
  font-weight: 700;
  color: var(--gray-900);
  letter-spacing: var(--ls-tight);
}

/* 단계 진행 */
.progress-track {
  display: flex;
  align-items: flex-start;
  justify-content: center;
  margin-bottom: 28px;
  position: relative;
}
.progress-step {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 7px;
  flex: 1;
  position: relative;
  z-index: 1;
}
.progress-step::after {
  content: '';
  position: absolute;
  top: 17px;
  left: 50%;
  width: 100%;
  height: 2px;
  background: var(--gray-200);
  z-index: -1;
}
.progress-step:last-child::after { display: none; }
.progress-step.done::after       { background: var(--success); }

.progress-circle {
  width: 34px;
  height: 34px;
  border-radius: 50%;
  background: var(--gray-100);
  border: 2px solid var(--gray-200);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 13px;
  font-weight: 700;
  color: var(--gray-400);
  transition: all .25s;
  font-family: var(--font);
}
.progress-step.done .progress-circle {
  background: var(--success);
  border-color: var(--success);
  color: #fff;
}
.progress-step.active .progress-circle {
  background: var(--primary);
  border-color: var(--primary);
  color: #fff;
  box-shadow: 0 0 0 5px var(--primary-ring);
}
.progress-step.rejected .progress-circle {
  background: var(--danger);
  border-color: var(--danger);
  color: #fff;
}
.progress-label {
  font-size: 11px;
  font-weight: 600;
  color: var(--gray-400);
  text-align: center;
  line-height: 1.3;
  letter-spacing: var(--ls-tight);
}
.progress-step.done .progress-label,
.progress-step.active .progress-label { color: var(--gray-700); }
.progress-step.rejected .progress-label { color: var(--danger); }

/* 상태 배지 */
.current-status-badge {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 12px 20px;
  border-radius: var(--radius);
  font-size: var(--fs-base);
  font-weight: 700;
  margin-bottom: 18px;
  letter-spacing: var(--ls-tight);
}
.current-status-badge.pending  { background: var(--gray-100); color: var(--gray-600); }
.current-status-badge.review1  { background: var(--primary-bg); color: var(--primary); border: 1px solid #bfdbfe; }
.current-status-badge.review2  { background: var(--warning-bg); color: var(--warning); border: 1px solid #fde68a; }
.current-status-badge.approved { background: var(--success-bg); color: var(--success); border: 1px solid var(--success-bd); }
.current-status-badge.rejected { background: var(--danger-bg); color: var(--danger); border: 1px solid var(--danger-bd); }

.reject-notice {
  background: var(--danger-bg);
  border: 1px solid var(--danger-bd);
  border-left: 4px solid var(--danger);
  border-radius: var(--radius);
  padding: 14px 16px;
  margin-bottom: 16px;
}
.reject-notice-title {
  font-size: 12px;
  font-weight: 700;
  color: var(--danger);
  margin-bottom: 5px;
  letter-spacing: var(--ls-tight);
}
.reject-notice-text {
  font-size: var(--fs-sm);
  color: var(--gray-700);
  line-height: var(--lh-loose);
}

.approve-notice {
  background: var(--success-bg);
  border: 1px solid var(--success-bd);
  border-radius: var(--radius);
  padding: 16px;
  text-align: center;
  font-size: var(--fs-sm);
  color: var(--success);
  font-weight: 600;
  margin-bottom: 16px;
  letter-spacing: var(--ls-tight);
}

.apply-meta {
  text-align: center;
  font-size: 12px;
  color: var(--gray-400);
  padding-top: 14px;
  border-top: 1px solid var(--gray-100);
}

/* ════════════════════════════════════════════
   유틸 / 반응형
════════════════════════════════════════════ */
.sr-only {
  position: absolute;
  width: 1px; height: 1px;
  overflow: hidden;
  clip: rect(0,0,0,0);
}
.mt8  { margin-top: 8px; }
.mt12 { margin-top: 12px; }

@media (max-width: 620px) {
  .site-header  { height: 56px; }
  .page-wrapper { padding-top: 76px; }
  .header-inner { padding: 0 16px; }
  .logo-name-main { font-size: 16px; }
  .logo-emblem    { width: 32px; height: 32px; font-size: 15px; }
  .header-security-badge { display: none; }

  .page-title-area h1 { font-size: 22px; }
  .page-inner    { padding: 0 12px; }
  .section-body  { padding: 18px 16px; }
  .section-header { padding: 13px 16px 11px; }

  .field-row { grid-template-columns: 1fr; gap: 0; }

  .biz-type-label { padding: 14px 8px; }
  .biz-type-icon  { width: 40px; height: 40px; font-size: 20px; }

  .file-upload-item { grid-template-columns: 1fr; gap: 10px; }
  .file-item-right  { justify-content: flex-start; }

  .bank-grid { grid-template-columns: repeat(3, 1fr); }
  .footer-security { flex-wrap: wrap; gap: 10px; }

  .status-card { padding: 22px 14px; }
  .progress-circle { width: 30px; height: 30px; font-size: 12px; }
  .progress-label  { font-size: 10px; }
  .progress-step::after { top: 15px; }
}

@media (max-width: 380px) {
  .bank-grid { grid-template-columns: repeat(2, 1fr); }
}